credit-related regulated financial services activities

means any of the following activities specified in Part 2 or 3A of the Regulated Activities Order:

1. entering into a regulated credit agreement as lender (article 60B(1));
2. exercising, or having the right to exercise, the lender's rights and duties under a regulated credit agreement (article 60B(2));
3. credit broking (article 36A);
4. debt adjusting (article 39D(1) and (2));
5. debt counselling (article 39E(1) and (2));
6. debt collecting (article 39F(1) and (2));
7. debt administration (article 39G(1) and (2));
8. entering into a regulated consumer hire agreement as owner (article 60N(1));
9. exercising, or having the right to exercise, the owner's rights and duties under a regulated consumer hire agreement (article 60N(2));
10. providing credit information services (article 89A);
11. providing credit references (article 89B);
12. operating an electronic system in relation to lending (article 36H);
13. agreeing to carry on a regulated activity (article 64) so far as relevant to any of the activities (a) to (l),

which is carried on by way of business and relates to a specified investment applicable to that activity or, in the case of (j) and (k), relates to information about a person's financial standing

regulated credit agreement

has the meaning given by article 60B(3) of the Regulated Activities Order

client

means the person for whom you act and, where the context permits, includes prospective and former clients

in the SRA Financial Services (Scope) Rules, in relation to any regulated financial services activities carried on by an authorised body for a trust or the estate of a deceased person (including a controlled trust), means the trustees or personal representatives in their capacity as such and not any person who is a beneficiary under the trust or interested in the estate

FCA

means the Financial Conduct Authority